Blog
A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Non-Bank Lending – Is it safe?
In order to protect themselves from bad debts and breaking the Reserve Bank restrictions, Banks are embracing strict credit policies. With the latest Loan to Value restrictions in effect, they now...
No Restrictions here!
The Banks can only lend to 60% for rental property and are also restricting access to equity for existing property. We have great solutions at 80% for property investment. 4.99% fixed for two years,...
Tips For Getting Onto The Property Ladder
High property prices increase the wealth of those who already own a home. First home buyers, on the other hand, feel locked out of the NZ property market. This is nothing new and our parents went...
Changes to Bank lending – June 2016
In an effort to slow down the highly charged property market, particularly in Auckland, the Reserve Bank has introduced certain restrictions around Bank property lending. These restrictions have...
Understanding Debt Consolidation
Debt consolidation is combining your various outstanding debts and into one loan. This process is best carried out once advice is sought from a professional Mortgage Broker as debt consolidation can...
When the Bank says No!
It is not uncommon to have a mortgage application rejected by your Bank. While this can be disheartening, it may not necessarily mean that you will not be able to get a mortgage. It is important to...
Questions to Ask Your Mortgage Broker
A relationship with a Mortgage Broker is an important process. It is vital that you know who you are dealing with and does the Company offer the services you need. Not all do. Asking key questions...
Home Loan Refinancing – is it Right for Me?
Scores of people all over New Zealand have found themselves in a situation where their current home loan is not serving their best interests. It is not uncommon at all for home owners to be stuck in...
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