It is not uncommon to have a mortgage application rejected by your Bank. While this can be disheartening, it may not necessarily mean that you will not be able to get a mortgage. It is important to...
Blog
A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Questions to Ask Your Mortgage Broker
A relationship with a Mortgage Broker is an important process. It is vital that you know who you are dealing with and does the Company offer the services you need. Not all do. Asking key questions...
Mortgage Brokers vs. Direct to Banks
Those looking to secure a mortgage loan for their dream home or for an investment property understand how stressful this process can be. With so many different loan options, variables and specifics,...
Where is the New Zealand Real Estate Market headed?
An Update on the New Zealand Real Estate Market According to one property expert the New Zealand market is about to “go bananas”, and represents a great opportunity for growth for New Zealand...
Loan-to-Value Ratio Restrictions – How this Affects First Home Buyers
If you’ve been looking to get into the property market with your first home, you may have been hearing a lot about ‘loan-to-value ratios’ and the current restrictions being placed on them. Young New...
Stop Paying Rent
People fear what they don’t understand. A good example is the purchase of a home. Most people know very little about the home buying process. Between finding the right house, making sure it won’t...
Fixed, Floating or both?
The world of home loans can be a difficult terrain to manoeuvre, especially for first-time buyers. There are a wide range of different products and facilities that need to be looked at and...
How To Repay Your Mortgage Early
Question for you… How many years from now do you want to own your home free and clear of debt? As you may already know, paying your mortgage off the traditional way takes 25 to 30 years and costs...
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