'Probably the best Mortgage Broker in NZ'
Best mortgage rates, 10% deposit owner occupied and 20% investment, self employed with no financials and help for those with bad credit or arrears. Over 250 reviews on TradeMe makes us the 'Number One' choice... just ask how we can help!
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New to the mortgage market? Don’t worry, we’re not! We will guide you through all the different schemes including low deposit and gifting options. New products for buying off plan too.
Has your Bank said No? We can help at rates that will pleasantly surprise you, even to 90%. Self Employed no Financials? Credit issues? Arrears? We cater for all of these and more, just call to ask us how.
Funds up to 80% for property investment in Auckland. Don’t be shut out of New Zealand’s most dynamic property market, act today before it's too late! Funds also for first home buyers.
Fed up with your Bank? Mortgage not doing what you want it to do? Looking for a change? We are completely independent of any lender, Bank, non-Banks, Finance Companies and Private Funds.
New Zealand Mortgage Broker
A lot of people ask
“so how does a Mortgage Broker get mortgages for people who can’t get them themselves?”
or
“why use a Mortgage Broker when I can do it myself?”
The answers are simple.
For those who for whatever reason cannot get a mortgage due to bad credit or no proof of income (self employed especially), Mortgage Brokers have access to Mortgage products not available directly to the borrower. These are sometimes called Low Doc or Designer Mortgages and are often at Bank rates or a little over.
For bad credit and no proof of income, mortgages can still be arranged, it’s just a bit more expensive and the deposit or equity required might be higher. In these cases we always advise along the lines of a ‘means to an end’ and our goal is to get every customer to a Bank Mortgage as quickly as possible.
For those who can get a NZ home loan/mortgage from any Bank, that in itself can be a challenge! Who has the best rate? Who is giving away the most in freebies and more importantly, who has the best service?