Are you ready for your dream home?

Finance for Building a New Home

If you’re in the process of planning your finance for building a new home, talk to iLender. We can help you with your finance and give you a great deal to help you build your dream home. When it comes to property finance, trust Auckland’s premier Mortgage Advisers.


Building vs Buying Your Home


  • Build your dream home
  • Choose the perfect location
  • Find architects and builders
  • Greater efficiency & new fixtures
  • Higher upfront costs
  • Usually a better investment
  • Longer time frame
  • Fewer maintenance costs


  • Convenient
  • Lower entry costs
  • Streamlined process
  • Live in an established area
  • Inflexible floor plans
  • Older fixtures
  • Possible renovation costs
  • Limited opportunities to extend

Building your New Home

Choosing The Right Section


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Non-Bank Lending Mortgage Specialists, Here to Help

Step-by-Step Building Finance Mortgage Structure

You can save yourself a lot of time and money by setting up your building finance loan carefully and in advance.

We have a few useful tips about these loans:

  1. Consider your options for a fixed interest rate or a variable interest rate. Both types of interest rates have their strengths and weaknesses. You will need to select a loan which is best suited to your needs.
  2. Consider terms and conditions of finance repayments to find the loan most suitable for you. Repayments need to be well-defined and well planned to maximise the value of your loan.
  3. Consider the term of repayments; a shorter loan period may save you money in the long run. Both long-term and short-term loans have distinct advantages in terms of managing cash flow.
  4. A new construction loan has certain benefits for owner/occupiers. Some loans may be exempt from the LVR if your loan is approved before you start construction.
  5. Consider your eligibility for a KiwiSaver grant. This grant can help increase your available capital when you take out your building loan.

iLender Building Finance Loans

We customise our loans to best meet the needs of our clients and we’ll find you a loan which addresses all yours. As mortgage advisers, we are able to access the best loans on the market. Our expert mortgage advisers can find a loan with an excellent rate that's tailor-made for your needs.


Non-bank Lending

Tell us about your situation

Let us help you get your mortgage, insurance or other lending sorted.

Contact Us

Call 0800 536 337 to take the First Step into buying or refinancing.