Home Loans For All Types Of People!
Personal, expert advice to suit your needs
High LVR Mortgage
For those with low deposit (high loan to value).
At last a Home Loan product specifically for the Self Employed.
Bank Home Loans
We do the work so you don’t have to. We often get better rates too.
Non Banks Help Too
Solutions for people with bad credit or hard to prove income.
First Home Buyers
Specialists in helping first home buyers.
Specialist products for the first time buyer and seasoned investor.
Make your loan payments manageable now!
No Proof Of Income
You know you can afford the Mortgage, you just can’t prove it!
For people who need to reduce their monthly commitments.
Releasing equity to do the things you want to do!
Non Residents and Migrants
To help new arrivals and those living overseas (don’t forget the pension transfer too).
iLender is able to provide help with Flexible ‘Unsecured’ Business Loan.
When buying or re-financing a property the finance is only one part of the equation. It’s important to know about the other parts and how they can help you borrow money safely.
“I only needed it when I needed it“. A true quote from a Customer who had lost his job recently and relied on the cover in place to protect his mortgage and more importantly his home. Nobody likes paying for it but it is really important to get the basics in place and we are under an obligation to mention this when arranging your Mortgage.
For most transactions, you need a lawyer, not only for the property work but also to advise on Wills, Trusts and perhaps Family loan agreements. If you are based North Shore, Henderson, Orewa or Kumeu districts, have the lawyer come to you. Fixed fee mobile conveyancing from Jessie Foley means no time off work and she will visit you at home in the evenings too.
To find out more email [email protected].
Generally, there is no requirement for any inspection to be made when buying a house. Amazingly most people do not have the property they are buying professionally inspected even though the ‘leaky home’ situation is huge and the property is still being built that will leak! The only true method of finding out whether or not a property is leaking is to have a ‘thermal imaging’ report done. This is really important when the house you are looking at is under 20 years old and is clad, rather than brick.
Primarily Trusts are created to protect assets and have been around for over 400 years. This is a very complex area and the IRD are looking closely at Trusts to make sure they were created properly and being run correctly. New Regulations around ‘responsible lending’ may also affect the final structure. Seek professional advice upfront.
Don’t just take our word for it – check out our reviews!
"Absolutely awesome words can't describe it even when we were declined you fought for us and got us our first home loan amazing job never gave up 5 starts and more"
Ross & Briar Parfitt
"I've dealt with many brokers and lenders in my career, these guys were BY FAR the quickest and stress free to work with. Everything was so easy for a change, professional, to the point, and simple. Highly recommend them! Can't speak highly enough of this company!"
"Our bank of 10+ years couldn't get the job done. Jeff and his team did it in two weeks, absolutely hassle free. Really need an option for a 6 star rating as the type of personalised service you receive from iLender just doesn't exist anywhere else."
"Thank you Jeff and team. We have found a home and you have made it possible for our family. You have made the impossible look easy and we are very thankful with gratitude that you have worked on our behalf. Very happy and satisfied customer and we highly recommend your services to those that find it a challenge buying a home...Thank you ++++"
"I am a first home buyer, who had been battling for 7 months to secure a home for my family and I. Jeff was my third try at a mortgage broker/banker, and by the time I got to Jeff I'm just thinking about giving up, this is just too hard. Jeff brought assurance and calmness to my situation straight away. He answered all my questions with clarity, and without hesitation or annoyance. Just shy of 4 weeks since working with Jeff, I am now a home owner. I cannot recommend him enough!! Thank you for all your help Jeff."
Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.
Hundreds of reviews on TradeMe and Google makes us your ‘Number 1’ choice.