Non-Bank Lending Made Simple
When the Bank says “No” for whatever reason
iLender specialises in finding home loan solutions for you when the Bank says “No”. This might be due to a low deposit, low documentation or bad credit history.
iLender is proud to be a major supporter of New Zealand’s growing non-Bank sector and is the top producer for several of the well-known brands.
As the market leader in New Zealand, our aim is to solve your home loan problem now, with the aim to get you to a Bank as quickly as possible.
Call us on 0800 536 337 to check how we can help
What Is Meant by Non-Bank Lending?
Non-bank lending also known as alternative lending is when a loan is obtained from an institution other than a Bank, such as a Credit Union or Building Society. In some cases the Non-Bank lender gets its funding line from a Bank!
For all New Zealanders with low deposit, self-employment, or less than ideal credit history, it can be very difficult to find a Bank able to approve their Home Loan application.
If you are in this situation, then Non-bank lending (alternative lending) provides you with a solution.
When the Bank says “No” we like to say “Yes”
In some cases it’s a means to an end.
If you have a problem with proving income, or current or past arrears, or your credit file is shot to pieces, then check out how we can help by calling us on 0800 536 337
Or, if you have difficulty proving your income or short term self-employment, or have adverse entries on Veda, don’t worry – iLender can point you in the right direction.
A short video explaining the difference between a Bank and Non-Bank mortgage
Number 1 reviewed Mortgage Broker on Trade Me
iLender is proud to be rated Number 1 on Trade Me. Hundreds of customers have given us rave reviews on Trade Me and recommend us to their friends and family.
Call us today to find out how we can help you!
Non-Bank Lending Mortgage Specialists, Here to Help
Can I Apply for a Non-Bank Home Loan now?
Yes! It’s a quick and easy process so:
We’ll tell you straightaway what can be done to help you and what costs are involved. The Lender will then make you an offer, usually subject to a Registered Valuation. Once an unconditional offer is made, you can proceed to settlement.
An easy 4 step mortgage solution:
- Call, email or complete the online application
- Lender makes you an offer, usually subject to a Registered Valuation
- Unconditional offer issued
New Zealand’s Non-Bank Lending Specialists
Our expertise on Non-Bank lending is particularly useful if you have:
- Low documentation for income (Self Employed only)
- Less than ideal credit history
- Low deposit for a Home Loan
- Short term Self-employment
- Arrears history
- Short term bridging finance
Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.
Hundreds of reviews on TradeMe and Google makes us your ‘Number 1’ choice.