Non-Bank Lending Made Simple

Non-Bank Lending

iLender specialises in finding home loan solutions for you when the Bank says "No". This might be due to a low deposit, low documentation or bad credit history.

iLender is proud to have been awarded 'Specialist Lender of the Year 2015, 2016 & 2017' - this demonstrates commitment to you.

As the market leader in New Zealand, we’re able to offer you an alternative to Bank loans and make home ownership possible  – even if you have had  your home loan application rejected by a Bank.

Call us on 0800 536 337 to check how we can help

What Is Meant by Non-Bank Lending?

Non-bank lending is when a loan is obtained from an institution other than a Bank, such as a Credit Union or Building Society. In some cases the Non-Bank lender gets its funding line from a Bank!

For all New Zealanders with low deposit, self-employment, or less than ideal credit history, it can be very difficult to find a Bank  able to approve their Home Loan application.

If you are in this situation, then Non-bank lending provides you with a solution.

When the Bank says "No" we like to say "Yes"

If you have a problem with proving income, or current or past arrears, or your credit file is shot to pieces, then check out how we can help by calling us on 0800 536 337

Or, if you have difficulty proving your income or short term self-employment, or have adverse entries on Veda, don’t worry – iLender can point you in the right direction.


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Non-bank Lending

Non-Bank Lending Mortgage Specialists, Here to Help

Can I Apply for a Non-Bank Home Loan now?

Yes you can apply now quickly and easily by:

We’ll tell you straightaway what can be done to help you and what costs are involved. The Lender will then make you an offer, usually subject to a Registered Valuation. Once an unconditional offer is made, you can proceed to settlement.

An easy 4 step mortgage solution:

  1. Call, email or complete the online application
  2. Lender makes you an offer, usually subject to a Registered Valuation
  3. Unconditional offer issued
  4. Settlement

New Zealand’s Non-Bank Lending Specialists

Our expertise on Non-Bank lending is particularly useful if you have:

  • Low documentation for income (Self Employed only)
  • Less than ideal credit history
  • Low deposit for a Home Loan
  • Short term Self-employment
  • Arrears history
  • Short term bridging finance
Non-bank Lending

Tell us about your situation

Let us help you get your mortgage, insurance or other lending sorted.

Contact Us

Call 0800 536 337 to take the First Step into buying or refinancing.