Your First Home Mortgage Approved

Easy As!

iLender offer the best mortgages for first home buyers

New to the mortgage market?  Don’t worry, we’re not.  At iLender, we’ll answer all your questions, helping you into your first home as quickly as possible.

Getting Started with Your First Home Loan

If you’re wondering what you can afford, the kind of deposit needed, if you can get help from family, whether you get a loan even if you have bad credit, or what the difference is between fixed and floating rates – we have all the answers and are here to help.

Our mortgage experts offer special products to help you achieve your dream of owning a home. We help you understand the changes in loan-to-value restrictions and what this may mean for you and your first home mortgage (and how we get better rates from the Bank!)

Learn More:

FIRST HOME BUYERS
FIrst Home Buyers

First Home Buyers Mortgage Specialists, Here to Help

First Home Buyers Loan Application

Four easy steps to get your mortgage sorted.

  1. Home Loan Application: Apply online or over the phone, with basic information such as income, current debts, and deposit abilities.

Whether you have perfect credit or not, (not everyone has a perfect track record and we have great mortgages for those with bad credit or arrears) give us a call to find out what we can do for you. We’ll advise you immediately of all your options and get you on the path to home ownership fast.

  1. Pre-Approval: When the Bank says “We like this deal” we get a written offer outlining the conditions, home loan size and rates indication. Then you can go house hunting with confidence.
  2. Conditional approval: The Bank has seen the whole deal, including property, almost ready to go.
  3. Unconditional Approval: When the Bank says “Yes” formally – start packing!
  4. Settlement: The big day! Home loan funds are released from the Bank to your Solicitor and you can move right in.

Make sure any required insurances are in place and get ready to enjoy your first night ‘at home’.

Interested in a first home mortgage? Submit an online enquiry or call 0800 536 337 to take the first step into buying your new home.

Testimonials

See all testimonials
“Due to redundancy we found ourselves in a dire financial situation. Our own bank was less than helpful. The other banks we called not much better. In desperation we called Jeff. It took a little while but now we are in a better financial than we were before the redundancy – despite having 3/4 of the income. Jeff acted in a professional, positive and friendly manner through out. I would have no hesitation recommending Jeff to anyone. Thanks Jeff.”
Anthony
TradeMe Review
“No deposit. Reasonable income. One debt to pay for a few more years. Declined left, right & centre by banks, brokers & anyone else who would listen – except Jeff!! Only 5 days after faxing my details (including the weekend) Jeff has just phoned me to say I have a mortgage – from a bank that had previously declined me! After posting this review on the net, my next stop is the real estate sites. I’M GOING HOUSE SHOPPING! Thank you hardly seems adequate, but thank you again Jeff.”
Jenny
TradeMe Review
“What an absolutely first class person to deal with… Jeff has been fantastic, constant communication, solved every problem we came up against and there were a few! as a result of Jeff’s amazing can do attitude, stickability and hard work, we now will be moving into our very first house in 3 weeks time. In our opinion don’t go to the banks go straight to Jeff, when the banks said no Jeff found a way. Words can’t express how grateful we are thanks so much Jeff.”
Celia & Ralph
TradeMe Review
“Really appreciated Jeff Royles’ advice which has always been timely and invaluable for all my refinancing and mortgage advice. He has prompt service and a cheerful “can do” attitude – nothing is too much trouble for him, accessible (at all hours!) and he’s approachable at all times too! A first class mortgage broker of his calibre is hard to find, Jeff is indeed a star! I would not hesitate to recommend him.”
Shirley
“Absolutely awesome words can’t describe it even when we were declined you fought for us and got us our first home loan amazing job never gave up 5 stars and more.”
Ross and Briar Parfitt
Executive Director
Tell us about your situation
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Tell us about your situation

Let us help you get your mortgage, insurance or other lending sorted.

Contact Us

Call 0800 536 337 to take the First Step into buying or refinancing.


65 Karepiro Drive, Whangaparaoa, Auckland 0932, New Zealand

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