Your First Home Mortgage Approved

Easy As!

iLender offer the best mortgages for first home buyers

New to the mortgage market? Don’t worry, we’re not. At iLender, we’ll answer all your questions, helping you into your first home as quickly as possible.

Getting Started with Your First Home Loan

If you’re wondering what you can afford, the kind of deposit needed, if you can get help from family, whether you get a loan even if you have bad credit, or what the difference is between fixed and floating rates – we have all the answers and are here to help.

Our mortgage experts offer special products to help you achieve your dream of owning a home. We help you understand the changes in loan-to-value restrictions and what this may mean for you and your first home mortgage (and how we get better rates from the Bank!)

First Home Buyers Loan Application

Four easy steps to get your mortgage sorted.

Home Loan Application: Apply online or over the phone, with basic information such as income, current debts, and deposit abilities.

Whether you have perfect credit or not, (not everyone has a perfect track record and we have great mortgages for those with bad credit or arrears) give us a call to find out what we can do for you. We’ll advise you immediately of all your options and get you on the path to home ownership fast.

Pre-Approval: When the Bank says “We like this deal” we get a written offer outlining the conditions, home loan size and rates indication. Then you can go house hunting with confidence.
Conditional approval: The Bank has seen the whole deal, including property, almost ready to go.
Unconditional Approval: When the Bank says “Yes” formally – start packing!
Settlement: The big day! Home loan funds are released from the Bank to your Solicitor and you can move right in.

Make sure any required insurances are in place and get ready to enjoy your first night ‘at home’.

Interested in a first home mortgage? Submit an online enquiry or call 0800 536 337 to take the first step into buying your new home.

Tell Us About Your Situation Apply Now

First Home Buyers:

More information below:

Don’t just take our word for it – check out our reviews!

"Absolutely awesome words can't describe it even when we were declined you fought for us and got us our first home loan amazing job never gave up 5 starts and more"

Ross & Briar Parfitt

"I've dealt with many brokers and lenders in my career, these guys were BY FAR the quickest and stress free to work with. Everything was so easy for a change, professional, to the point, and simple. Highly recommend them! Can't speak highly enough of this company!"

Leah Gibson

"Our bank of 10+ years couldn't get the job done. Jeff and his team did it in two weeks, absolutely hassle free. Really need an option for a 6 star rating as the type of personalised service you receive from iLender just doesn't exist anywhere else."

Simon Janssen

"Thank you Jeff and team. We have found a home and you have made it possible for our family. You have made the impossible look easy and we are very thankful with gratitude that you have worked on our behalf. Very happy and satisfied customer and we highly recommend your services to those that find it a challenge buying a home...Thank you ++++"

Talofaiaoe Uso

"I am a first home buyer, who had been battling for 7 months to secure a home for my family and I. Jeff was my third try at a mortgage broker/banker, and by the time I got to Jeff I'm just thinking about giving up, this is just too hard. Jeff brought assurance and calmness to my situation straight away. He answered all my questions with clarity, and without hesitation or annoyance. Just shy of 4 weeks since working with Jeff, I am now a home owner. I cannot recommend him enough!! Thank you for all your help Jeff."

Chantel Tavai

Google Rating

4.8

Based on 133 reviews

iLender Mortgage Brokers

4.8

Gee Faaea

1699651576

Josh Young

1697094372

Super easy and straight forward to work with, no B-S. Was nervous lending for first home as self employed - Jeff, Rosemary & Yvonne literally just sorted it so we didn't need to think and came back with good offer from the bank in a swift timeframe. If you want the job done - talk to these guys.

dawn hutchesson

1695253165

This was an all round easy, no stress, excellent experience, thanks so much Yvonne!

Mike watson

1694648154

Great service. Would definitely recommend. 🙂

Lisa Green

1694631334

A huge thank you to Jeff, Rosemary & Yvonne I am so grateful for your help over the last 4 years with my relocatable home. It has been a challenging process and you have made everything so much easier to manage! A heartfelt thanks to you all for your support!

Craig King

1694515821

Well all I can say thank you Ilender you guys are amazing 👏 😊 you managed for us to have a dream come true, we thank you Rosemary/Jeff and Yvonne you guys rock we thought it would be impossible and now you made it happen for us YAY, these guys are amazing and would 100% recommend them to everyone, i will be to everyone i know looking to become a home owner big hugs to you all ILender ..

Andrew Whatling

1694499817

I have known Jeff at iLender for several years now and have always valued his financial knowledge and advice, he has assisted me in two very successful loan restructures through challenging times.Would thoroughly recommend :)Thank you, Jeff and the Team.

Chanel Vito

1691121166

Thank you to Rosemary for your assistance throughout our whole journey from start to finish. Has been great to deal with Rosemary who has always been clear with all communication lines. Thank you also to Jeff for providing us with great assistance. Highly recommended.

Nik Johnson

1690364921

Yvonne helped with setting up some commercial finance and was incredibly helpful and thorough. I would happily work with iLender again next time I'm looking for finance.

Phillip McClea

1690329654

iLender was our first experience with Mortgage Brokers. We had a reasonably complex situation and they were very helpful and communicative throughout the process.

Rachel Gesta

1689914671

Our second time with the team at iLender. Thank you to Grant for getting our Mortgage over the line. Fantastic communication and efficient service. Thanks again

Kelly Finnemore

1687823791

The majority of our dealings for our new mortgage were with Rosemary and she was absolutely fantastic! She understood our situation very well when it came to a trust/trustee company - much more than I did. She was patient and explained things clearly. We also dealt with Jeff for advice on our mortgage structure and he was informative and helped point us in the right direction.

Alex Savea

1686532423

This is the second time using the services of iLender. Yvonne.R was nothing but amazing, patient and understanding. They got us to the finish line a second time and we will continue to use their services in future. Thanks again iLender, Yvonne and team. A++

Hiii bruneal Karma

1685497129

Much appreciated they successfully applied our home loan under my credit rating is quite low. They are right people do the right things! High recommendation!

Denise FIAOLA

1684998134

From day one Grant looked after us and then again 12 months later he went so much more than the extra mile to help us again. And he did, he got us over the line!iLender Mortgage Brokers offer amazing service, with lovely staff. We will always be grateful to Grant for his hard work and Marilyn for keeping in touch and following up with us.Great Team! Great outcome! THANK YOU!

Deb Brett

1684888862

We are very grateful of the help we received from Jeff at ilender Mortgage Brokers. Jeff was always professional, positive and friendly and achieved a great result for us in this difficult lending environment. Thanks so much Jeff and Rosemary. We would highly recommend your services to anyone needing lending.

Maryanne McCready

1680223469

Very expensive, will never contact this Company again, there are better options available out there.

Tau Faimalo

1678939847

This is the second successive loan Jeff & ilender have managed to secure for my team. Getting finance for projects is getting harder but Jeff & his team always manage to come through. Looking forward to working with Ilender again once this project is finished.

Fred Bosman

1678237839

This has been one of those engagements that I will remember for the quick response, great service and friendly manner in which everything was handled. Thank you Jeff. Your personal touch is highly valued, something that seems to be quite rare nowadays. Rest assured, this will not be the last time I engage your services.

Geoff Gardiner

1677798934

Initially I found Bruce at iLender to be very positive however when things became a little more challenging he lost interest, clearly only interested in jobs he can easily secure. Found another broker now who works hard, actually wants our business and has given some great advice. Bruce and iLender are only after the quick wins.

V Barnes

1675666897

Extremely happy with Jeff & Kimberley.Jeff & Kimberley made the process simple & hassle free with fantastic communication.Thanks again 😀

Damian Walden

1675394986

Made the impossible possible now helping me and my wife with our next move thanks again

Gaylene Leat

1674961325

Without the help from iLender, we would never have been able to obtain a home loan approval. Our situation was far from normal; however, Jeff went above and beyond our expectations…getting us over that line!Buying a house was a very emotional and at times, it was an overwhelming experience. There were a lot of things I didn’t understand, but having the expertise of Jeff and Kimberley was a huge help! They were with us every step of the way – through emails, calls and texts…we never felt alone! We will always be grateful for the guidance and direction given to us. Thank you!!!!

Jonah Lewis

1674251892

Couldn't have bought our house if it weren't for Jeff, Kimberly, and the team at iLenders.They found us a lender willing to take us on after being told no by everyone else. Then made the rest of the process as smooth as possible with advice and help whenever we needed it. Now we own our first home and couldn't be more happy.Absolutely would recommend to anyone looking for a great mortgage broker to help them with their own journey.- Jonah & Sasha

Robyn Horne

1671408937

Knowing I wouldn’t be able to obtain a mortgage from a bank due to circumstances approached ILender for help. They were amazing to deal with and communicated with me the whole way through. The application process was super simple and I was able to secure my mortgage without issue. I would definitely recommend dealing with the team

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Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.

Hundreds of reviews on TradeMe and Google makes us your ‘Number 1’ choice.