Self Employed and Can't Prove Income?

No Problem!

Lo Doc and No Doc Mortgages Made Simple

Are you finding it hard to secure a mortgage because you haven’t got the relevant or ‘right’ documentation for the banks?

Home loan applications can be tricky to navigate at the best of times – when you don’t have the right documents about your financial history, or your documents are simply not available to you, it can be even tougher.

Self-employed New Zealanders may also have trouble providing documentation to banks, if they haven’t been trading long enough or aren’t able to provide the required financial information to the bank.

Low Documentation Mortgage Solutions

At iLender, we can help you secure a low documentation (lo doc) home loan.

Lo doc means not having to prove your income using Financials. This can include commission sales, overseas income or simply financials not being available.

Lo doc mortgages are not generally available from the banks anymore, so we have special arrangements in place to help out. They can also be useful for short-term development funding, which banks are generally not keen on.

Testimonials

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“Due to redundancy we found ourselves in a dire financial situation. Our own bank was less than helpful. The other banks we called not much better. In desperation we called Jeff. It took a little while but now we are in a better financial than we were before the redundancy – despite having 3/4 of the income. Jeff acted in a professional, positive and friendly manner through out. I would have no hesitation recommending Jeff to anyone. Thanks Jeff.”
Anthony
TradeMe Review
“No deposit. Reasonable income. One debt to pay for a few more years. Declined left, right & centre by banks, brokers & anyone else who would listen – except Jeff!! Only 5 days after faxing my details (including the weekend) Jeff has just phoned me to say I have a mortgage – from a bank that had previously declined me! After posting this review on the net, my next stop is the real estate sites. I’M GOING HOUSE SHOPPING! Thank you hardly seems adequate, but thank you again Jeff.”
Jenny
TradeMe Review
“What an absolutely first class person to deal with… Jeff has been fantastic, constant communication, solved every problem we came up against and there were a few! as a result of Jeff’s amazing can do attitude, stickability and hard work, we now will be moving into our very first house in 3 weeks time. In our opinion don’t go to the banks go straight to Jeff, when the banks said no Jeff found a way. Words can’t express how grateful we are thanks so much Jeff.”
Celia & Ralph
TradeMe Review
“Really appreciated Jeff Royles’ advice which has always been timely and invaluable for all my refinancing and mortgage advice. He has prompt service and a cheerful “can do” attitude – nothing is too much trouble for him, accessible (at all hours!) and he’s approachable at all times too! A first class mortgage broker of his calibre is hard to find, Jeff is indeed a star! I would not hesitate to recommend him.”
Shirley
“Absolutely awesome words can’t describe it even when we were declined you fought for us and got us our first home loan amazing job never gave up 5 stars and more.”
Ross and Briar Parfitt
Executive Director

Self Employed and Can't Prove Income? Let iLender Help!

Can I Apply for a  'Lo-Doc' Home Loan now?

Yes you can apply quickly and easily by:

We’ll tell you straightaway what can be done to help you and what costs are involved.

No proof of income mortgages
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Let us help you get your mortgage, insurance or other lending sorted.

Contact Us

Call 0800 536 337 to take the First Step into buying or refinancing.

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