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Mortgages for the Self Employed

Are you finding it hard to secure a mortgage because you’re self-employed?

Many self-employed New Zealanders, regardless of their income or success, struggle to get a bank mortgage. This can be because they haven’t been trading long enough or aren’t able to provide the required financial information to the bank.

Try us out now by calling 0800 LENDER (0800 536 337)

Until now, the only alternative for self-employed business owners was a short-term finance company loan – at over 10% interest. Not ideal!

This has all changed with iLender’s Self-Employed Plus solution.

Get Your Home Loan Approved Through Self-Employed Plus

At last, a mortgage specifically designed to help self-employed people into their own homes, or refinance an existing one.

iLender’s loan for self-employed is a genuine ‘Low Doc’ mortgage, meaning it requires a low amount of documentation for application, and NO financials are required.

Take a look at the following details to see if it’s a mortgage solution for you:

  • Minimum trading period of 6 months
  • Income declared must be within industry norms
  • Maximum 80% loan to value, subject to property type and location
  • Fast written Approvals

New Zealand’s Self Employed Mortgage Specialists, Here to Help

Rates and Fees

  • Rates start at around 1% over those offered by the banks, which is a great deal when not proving your income!
  • There are no upfront fees. All fees and charges are outlined on the Offer document, with no hidden charges.
  • A Registered Valuation will be required and we can arrange this.
  • With these rates and flexibility, this really is the perfect mortgage product for the self-employed, and iLender are the specialist team equipped to help you.
Self Employed Mortgages

Tell us about your situation

Let us help you get your mortgage, insurance or other lending sorted.

Contact Us

Call 0800 536 337 to take the First Step into buying or refinancing.

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