The New Zealand housing market has experienced some major ups and downs in recent months due to some interesting regulatory changes as well as wider global economic conditions. House prices...
Blog
A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
4 Reasons we are not in a ‘crash’
There's a lot in the press about house prices and which way they will go. What's not said (because it's not 'newsworthy') is that we've been here before and thrived. House prices always go up over...
Struggling to save up for a 20% deposit? Here are your options
Struggling to save up for a house deposit? You’re not alone. Buyers across the country are feeling the effects of a booming property market, with the latest real estate figures showing that the...
Government Housing policy changes – March 2021
Can they work or is there ‘an elephant in the room’? A lot of comment has been made around the Government’s changes to Residential Property Investment over the last few days, so I thought commentary...
4 essential things to look for in a mortgage broker
A mortgage is usually the biggest financial commitment you’ll ever make. Whether you’re a first home buyer or a seasoned property investor, it goes without saying that you want to have the best home...
First-tier vs second-tier lenders
If you’re looking to buy a property, you can get a mortgage from either a first or second-tier lender. While they both perform the function of providing financing, there are some major differences...
2016, the Last Year of Lowest Rates?
We have seen the OCR drop this year and some banks have responded by decreasing their floating rate slightly but with most increasing the 2-5 year fixed rates. This has left many people wondering...
My Loan Got Rejected – My Income Comes from Different Sources
Every day countless people have their home loan applications rejected from Banks, despite being able to provide a 20 or 30% deposit and easily meet the required mortgage payments. You may have even...
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