Understanding the effect your credit score has on your mortgage application is super important when you're planning to buy a property and need a mortgage. Regardless of whether you're a First...
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A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Preapproval Help
One of the first steps you should take when wanting to buy a home, is to apply to a lender for a pre-approval for your mortgage. A mortgage is a major financial commitment, and pre-approval...
Speedy Decision with iLender
When applying for a loan through a traditional Bank, you might know the frustration of having to wait weeks or sometimes even months, only to be told “no.” The lengthy approval process,...
What happens if you miss a mortgage payment?
Missing a mortgage payment is a serious matter. To help you understand what happens you need to know the financial implications involved. This includes whether you may be involved in...
Be a ‘Prepared’ and ‘Informed’ First Home Buyer
To help you become prepared and informed about buying your first home, we have put together the following ‘Top Ten Tips’ to help you get on the property ownership ladder. Currently over 25%...
Which Bank Lends You More?…
When it comes to home loans, not all Banks are created equal. They all view and assess your application in different ways. Self-employed income, bonuses, or rental income may be treated...
When to go ‘unconditional’ when buying property
If you are a first home buyer, or simply buying another home, or are an investment property purchaser, really understanding what going ‘unconditional’ means is important. The process of going...
What benefits are there in having an ‘Interest Only’ Mortgage
With mortgage interest rates changing and considering whether to fix your mortgage interest rate, you might also be wondering if an ‘interest only’ mortgage might be a good option. An...
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