Blog

  When it comes to home loans, not all Banks are created equal. They all view and assess your application in different ways. Self-employed income, bonuses, or rental income may be treated...

  If you are a first home buyer, or simply buying another home, or are an investment property purchaser, really understanding what going ‘unconditional’ means is important. The process of going...

  With mortgage interest rates changing and considering whether to fix your mortgage interest rate, you might also be wondering if an ‘interest only’ mortgage might be a good option. An...

  Break fees are charged by lenders when a fixed term loan is repaid early and the lender can only ‘on lend’ that money to someone else, at a lower rate. This has not been an issue over the...

  When it comes to investing in properties, many people find themselves faced with a common question: Should you secure multiple properties with the same bank or spread your investments across...

  Lending is seeing a lot of changes currently so here's a breakdown of what to expect. Loan to Values (LVR's) Currently a bank can only lend up to 25% of its money to owner occupiers with less...

In an increasing interest rate environment, coming off a low interest rate PLUS coming to the end of an ‘Interest Only’ term, can be financially traumatic! Be proactive and explore your options....