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When you have a ‘Fixed Rate’ mortgage, you commit to a ‘fixed interest rate’ for a specified term. When your circumstances change, you may be placed in a position when you need to adjust your...

When considering applying for a Home Loan or refinancing a Mortgage, many Kiwis wonder if there are benefits for using a Mortgage Broker, as opposed to going direct to their Bank. Going direct to...

Several hundred thousand Kiwis live and work overseas, with many wanting to buy something 'back home’ or refinance their existing property in NZ. We have assisted many Kiwis over the years, in...

If you are Self-employed, it can be more difficult to get a mortgage than you would think. On the one hand you have the freedom to build your business, but it is not always so easy to navigate the...

Navigating the market to secure a mortgage can be daunting, especially when age becomes a factor in the equation. Considerations that come into play when seeking a mortgage later in life, whether...

  If you miss a mortgage repayment it’s important to act quickly to avoid serious consequences, even if it feels overwhelming. Late fees can start piling up immediately and if a repayment is...

A “No” from a traditional Bank is not the end of the road and that you are out of options. There are alternative lenders, we refer to as ‘Non-Banks’ lenders, that can provide viable solutions when...

  Understanding the effect your credit score has on your mortgage application is super important when you're planning to buy a property and need a mortgage. Regardless of whether you're a First...