A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
It’s currently a struggle for every New Zealander: trying to get the bank to approve their home loan. Lending restrictions are tighter than ever, even for New Zealanders with a perfect credit...
The New Zealand housing market has experienced some major ups and downs in recent months due to some interesting regulatory changes as well as wider global economic conditions. House prices...
There's a lot in the press about house prices and which way they will go. What's not said (because it's not 'newsworthy') is that we've been here before and thrived. House prices always go up over...
Background In 2013 the Reserve Bank introduced LVR restrictions to curb a potential overheating of the property market. As a rule, owner occupiers needed a 20% deposit and investors 40%, later...
Specialist lending supports sustainable adviser businesses The non-bank sector is on the move. As an adviser, you would have noticed the growth over the past few years, and the trend is continuing...
We have seen the OCR drop this year and some banks have responded by decreasing their floating rate slightly but with most increasing the 2-5 year fixed rates. This has left many people wondering...
In an effort to slow down the highly charged property market, particularly in Auckland, the Reserve Bank has introduced certain restrictions around Bank property lending. These restrictions have...
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