A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Every day countless people have their home loan applications rejected from Banks, despite being able to provide a 20 or 30% deposit and easily meet the required mortgage payments. You may have even...
As the New Zealand property market continues to heat up, serial investors, seasoned homeowners and first home buyers are all looking for an opportunity that yields high growth. While many investment...
Even if you’re a kiwi, if you live in Australia, New Zealand Banks will often reject your home loan application. Simply because your income is not local, you don’t meet their assessment criteria....
If you are self employed, Banks often treat you like you’re unemployed. You’re making a regular income, have a range of stable clients and earn more than employees offering the same service as you....
First home buyers are often tempted to only buy a property where they’re living. It’s the town they know; they have a sense for the local properties and know what they like. But this may seem...
Auckland’s property market has been the focus of lots of media attention over the past year. And rightly so; it is newsworthy for a city to increase its property prices by 52% in 3 years. However,...
In order to protect themselves from bad debts and breaking the Reserve Bank restrictions, Banks are embracing strict credit policies. With the latest Loan to Value restrictions in effect, they now...
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