A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
In the world of property investment, a generous and consistent cash flow is the key to success. While capital gains are a financial bonus, rental income is what keeps you up to date with mortgage...
The two biggest challenges investors face are finding good tenants and ensuring a property remains occupied. Vacant periods can be stressful; they undercut your earnings and compromise long-term...
We have seen the OCR drop this year and some banks have responded by decreasing their floating rate slightly but with most increasing the 2-5 year fixed rates. This has left many people wondering...
Which is the best investment, apartments or houses? On one side you’ll find investors who believe a property’s value is in the land. On the other, you’ll find those who believe a property’s...
There are few better feelings than knowing that you work in a rewarding job. But when you’re working long hours it can be difficult to plan for your financial future. After all, managing the bills...
Every day countless people have their home loan applications rejected from Banks, despite being able to provide a 20 or 30% deposit and easily meet the required mortgage payments. You may have even...
As the New Zealand property market continues to heat up, serial investors, seasoned homeowners and first home buyers are all looking for an opportunity that yields high growth. While many investment...
Even if you’re a kiwi, if you live in Australia, New Zealand Banks will often reject your home loan application. Simply because your income is not local, you don’t meet their assessment criteria....
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