Speedy Decision with iLender

by Mar 17, 2025Mortgages

 

When applying for a loan through a traditional Bank, you might know the frustration of having to wait weeks or sometimes even months, only to be told “no.”

The lengthy approval process, excessive paperwork, and bureaucratic hurdles can make it a slow and often painful experience.

But the real question is, why does it take Banks so long to reject an application?

And more importantly, how is it possible to get a faster, more efficient answer elsewhere?

How We Get You an Answer – Fast!

At iLender, we understand that your time is money.

Unlike Banks, we focus on speed, efficiency, and flexibility, ensuring that you get the answers you need, without the long wait.

We do this by…

1 – A Streamlined Application Process

We cut through the red tape.

Our process is designed to be simple and efficient, requiring only the essential documents from you so that we can have your loan application assessed quickly.

2 – Real Decision Making – Not a Tick Box Exercise

Instead of using rigid, standardised criteria, our lenders assess each application based on its own merits.

They take the time to understand your financial situation, rather than relying on a computer-generated decision.

3 – Direct Access to Decision Makers

With Banks, you rarely speak to the person making the final decision.

With us, you have a direct line of communication with the person lending the money via ourselves.

This means no unnecessary back and forths and no delays waiting for approval from multiple departments.

4 – Tailored Lending Solutions

Rather than a one size that fits all approach, our lenders offer bespoke lending solutions suited to your circumstances.

So, whether you’re self-employed, have complex income streams, or need alternative finance options, we’re here to help you find a solution.

5 – Fast Turnaround

No unnecessary waiting!

We understand that waiting for a loan decision can impact your financial plans.

That’s why we prioritise quick assessments and efficient processing, making sure you get an answer in a fraction of the time it takes a Bank.

Get the Answer You Need Without A Long Wait

Why waste weeks or months waiting for a Bank to say “no” when you could have received a “yes” much sooner?

We specialise in fast, flexible and fair lending solutions that work for you.

If you’re tired of endless delays, unnecessary paperwork, and impersonal service, get in touch with us today. Let’s get your loan sorted, quickly and efficiently

So, feel free to reach out if you need a hand, or just to have a chat about this, pick up the phone and call 0800 LENDER (536337) or email to [email protected] – we’re here to help!

About iLender

At iLender we put your best interests first and not the Bank – our advice is unbiased as all Lenders who we do business with pay about the same in commissions.

Although we are Auckland based Mortgage Brokers, we help customers everywhere in New Zealand and overseas with buying property in New Zealand, as we are very much about online and giving advice here and now!

Credit Score Impact on Mortgage Applications Explained

  Understanding the effect your credit score has on your mortgage application is super important when you're planning to buy a property and need a mortgage. Regardless of whether you're a First Home Buyer, or considering an investment property purchase, credit...

Preapproval Help

  One of the first steps you should take when wanting to buy a home, is to apply to a lender for a pre-approval for your mortgage. A mortgage is a major financial commitment, and pre-approval is a process where a lender assesses your financial situation and...

Speedy Decision with iLender

  When applying for a loan through a traditional Bank, you might know the frustration of having to wait weeks or sometimes even months, only to be told “no.” The lengthy approval process, excessive paperwork, and bureaucratic hurdles can make it a slow and often...

What happens if you miss a mortgage payment?

  Missing a mortgage payment is a serious matter. To help you understand what happens you need to know the financial implications involved. This includes whether you may be involved in potential late fees, as well as there being an impact on your credit score...

Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.

Hundreds of reviews on TradeMe and Google makes us your ‘Number 1’ choice.

Call 0800 536 337