Blog
A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Fixed, Floating or both?
The world of home loans can be a difficult terrain to manoeuvre, especially for first-time buyers. There are a wide range of different products and facilities that need to be looked at and...
How To Repay Your Mortgage Early
Question for you… How many years from now do you want to own your home free and clear of debt? As you may already know, paying your mortgage off the traditional way takes 25 to 30 years and costs...
Alternatives to Personal Loans (Part 1)
Have assets but need cash and the Bank being difficult?, Pawning an item might be a way of providing short term finance. So, when you go into a pawn shop, does the pawn shop run a background check...
Insurance, you only need it when you need it!
There has been recent news on Bowel Cancer. This disease has become one of the significant causes of death in our society – one in three of us will get bowel cancer. That’s scary, and what’s worse...
Capital Gains Tax, what CGT?
Capital Gains Tax, what CGT? For the vast majority of Kiwis there is no change. The IRD has always had the power to tax traders. The latest Reserve Bank restrictions on borrowing will do little to...
The Reserve Bank restrictions and what they mean to for your mortgage.
As a Mortgage Broker we constantly keep people up to date with whats happening that affects the ability to borrow and what can be done to assist. The new restrictions announced last week are....
Buying ‘Off Plan’ and need a Mortgage?
With the explosion of new house and apartment building projects, we are getting a lot of inquiries about mortgages with settlement a long way into the future. This is called buying ‘Off Plan’....
More on Mortgages
Spring is here and lots happening in the world of Mortgages. Fix or Float? A lot of people ask this question and my advice is as we are in a rising rate market it’s good to fix for at least 2 or 3...
Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.
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