Blog
A collection of articles, stories, tips and tools designed to keep you informed about the Mortgage market.
Mortgage Brokers vs. Direct to Banks
Those looking to secure a mortgage loan for their dream home or for an investment property understand how stressful this process can be. With so many different loan options, variables and specifics,...
Where is the New Zealand Real Estate Market headed?
An Update on the New Zealand Real Estate Market According to one property expert the New Zealand market is about to “go bananas”, and represents a great opportunity for growth for New Zealand...
Why Now is the Time to Get a Mortgage
Are you considering getting into the property game with your first mortgage? As a first homebuyer, there’s no better time to get started on the property ladder, with New Zealand interest rates...
LVR Restrictions for Property Investors
Did you know that recently the Reserve Bank changed bank lending criteria for property investors? With restrictions placed on loan-to-value ratios (LVR), investment loans in New Zealand require a...
Loan-to-Value Ratio Restrictions – How this Affects First Home Buyers
If you’ve been looking to get into the property market with your first home, you may have been hearing a lot about ‘loan-to-value ratios’ and the current restrictions being placed on them. Young New...
What is Non-Bank Lending?
In the past, home buyers had only banks, credit unions and building societies to apply to for a home loan. For New Zealanders with low income, self-employment, or less than ideal credit history, it...
Reserve Bank Dec 2015 and what you should know
The OCR came down yesterday to a record low and most homeowners and buyers looking to see what effect this will have on short term rates which are already at a 50 year low too. The Reserve Bank is...
Stop Paying Rent
People fear what they don’t understand. A good example is the purchase of a home. Most people know very little about the home buying process. Between finding the right house, making sure it won’t...
Best mortgage rates, 10% deposit owner occupied and 20% rental purchase, self employed with no financials and help for those with bad credit or arrears.
Hundreds of reviews on TradeMe and Google makes us your ‘Number 1’ choice.